FICO 9 (EX) 850 (TU) 850 (EQ) 850. Apped for Amex, entered his $95,000 income, and they sent a letter asking for a 4506T Tax Return Form. . Previously, IRS Form 4506-T was used for this purpose; however, effective May 1, 2021, only Form 4506-C will be accepted through IVES to provide tax transcripts to third parties. Start completing the fillable fields and carefully type in required information. I just recently graduated and started my first job like 2 months ago so basically no taxes at all, I tried calling them for that and sent me a bunch of things to do and verify. 4506-C (October 2022) Department of the Treasury - Internal Revenue Service. *NCS will continue to annotate the 4506-C Form for our clients through September 30, 2022. I'd been asking for CLIs for several months, probably over a year and always denied. I've heard of wanting to see proof of income from a paystub (rarely) but asking for tax returns seems strange. IRS Form 4506 is the “Request for Copy of Tax Return. The IRS Form 4506-T lets us ask the IRS for copies of your tax returns, W-2, and 1099 forms. 4506-C (October 2022) Department of the Treasury - Internal Revenue Service. Maybe I should ask for a CLI now 😁wrote: wrote: wrote: I know right? I would have liked that request to pop up during the application process. Do not sign this form unless all applicable lines have been completed. I think it started around the first of September. I’ve been a customer for over two years, applied for a second card - was instantly approved. The 4506-T form says: “The IRS can provide a transcript that includes data from these information returns. My other posts will show I started making credit moves in the last month, so that may be what prompted the request. About 8 or 9 days have passed by and I get an email one morning with Equifax Verification Services at the top asking me to put my signature on an IRS consent for form for the 4506-C and then. I recently charged it nearly to its max over the last 2 months due to my. 5k. At the time, I assumed it was a requirement to obtain higher credit lines. Generally, Form 4506 can be signed by any person who was a member of the partnership during any part of the tax period requested on line 7. Re: DISCOVER Form 4506-T/4506-C. I am self-employed and am waiting on a K1 from an investment and therefore have my personal taxes ready to go but can't click submit yet. The December Selling Guide update will include. Amex requested 4506T. Here’s the problem:I don't think lenders would need to be so draconian as to request a 4506-C from most prospective borrowers, simply ask the borrower for permission to verify their income from their employers. OMB Number 1545-1872. (Laiki Bank) in Cyprus. ) Return to top. The 4506-C is the formal authorization that allows lenders to request tax transcripts from the IRS through a 3rd party firm such as a credit reporting firm (lenders are not allowed to request transcripts. The correct tax form filed for your business must be entered on line 6. Discover It card. Recently I checked Discover's page and was pre-qualified for the Discover It card so I went ahead and applied. Received an email from Disco asking me to sign consent for IRS 4506-C form. While it is a bit odd the title company is asking (and not the lender), it's probable that they audited the paperwork and found it missing. Press the arrow with the inscription Next to move from field to field. Do not sign this form unless all applicable lines have been completed. 10-2022) Form 4506-C (October 2022) Department of the Treasury - Internal Revenue Service. If you dont have income, you usually wont get a card. It’s important to note that Form 4506T-EZ includes most lines from the requested tax return but not all lines. Seriously I received a 4506-T request from Discover an old account. Then they requested copies of social security card, a utility bill and driver's license. American Express and Discover are the two main credit issuers who routinely request Form 4506-T to verify your income. Attention! The character The Credit Crusader" is a work of fiction. It might be the time to move on from Discover, if it would be too much hassle to provide such documents. So back on October 1st 2021 i apply for Gold amex card with a credit score of 674/690/704 (EX_704) and 12 inquiry EX and Transunion and EQ was 14. Request may be rejected if the form is incomplete or illegible. So, listing your annual income is a requirement on every credit card application. In this video I going to cover what are your options and share with your what I did for. A quick sketch of the way to do it: - Go through the steps to request your CLI online. 4506-C (October 2022) Department of the Treasury - Internal Revenue Service. 15. My credit score is 730+ and I figured I would get approved instantly. You can contact Discover as ask if they will accept paystubs, in some cases they will. The unspoken rule is that if they (Discover) can do it once, they sure can do it again (ask for consent to access your tax transcripts). Try Now!about obtaining a signed Form 4506-C from the borrower. 10-2022) Form . Today, I got the dreaded email from Discover for the IRS, and I’m frustrated that it takes 5-7 days, as I’m not doing anything crazy, no cash advance, no excess money. Before closing the lender requires two years' tax returns from borrowers who are self-employed. Most lenders use the form to verify the self-reported income portion of your application to your tax return. For more information about Form. @rare_tea5155. Incorrectly filled fields, marks outside itemized formatting, or failure to properly review new fields and checkboxes could slow processing time or require re-submission of the form. 4506 c form pdf Form 4506C (June 2019 D R A FT Department of the Treasury Internal Revenue Services Request for Transcript of Tax Return OMB Number 1545Do not sign this irs form 4506 c Cat. 41721E Form 4506 Rev. For more information about Form 4506-C. It's nothing personal; Discover these days is basically requiring everyone (including longtime cardholders of many years) to go through the 4506-C process. Click the New Document option above, then drag and drop the file to the upload area, import it from. about obtaining a signed Form 4506-C from the borrower. Fannie Mae requires lenders to have each borrower whose income (regardless of income source) is used to qualify for the loan to complete and sign a separate IRS Form 4506-C at or before closing. When bank statements get involved, yeah, that has to be reviewed by a human but that would also explain why Disco was totally unwilling to go that route until IRS delays from the pandemic forced their hands. No big deal, I signed it. ”. The builders lender is asking for a 4506-c from me as part of my disclosures, I guess I've gotten to that point in time where I don't really feel comfortable releasing all of my tax info lol, does anyone know if that's standard practice across all banks or if that's just their personal choice (DHI mortgage). Signature: The Primary Taxpayer and/or Spouse (if joint return) MUST sign the form. Some other card issues also no verify with the SSA. Once signed, you are giving them permission to retrieve copies of your tax returns. . I don't understand why Discover is asking for 4506-T's on secured credit cards. After that, they denied my requests more than 15 times. So was recently approved for a Discover It and today discover is asking for the last 2 years of my taxes. (2) Permissible inquiries. Discover assured me there’s nothing to worry about even if the income I provided on my app wasn’t accurate. What kind of income did you report on your application?The form 4506 is used by lenders to find out if at all a borrower is committing fraud. A little bit of background: 32 yea. Should I sign this 4506-C document?? I recently applied and was initially approved for a discover it card. If name changed, should sign current name and former name. “Those who desire to give up freedom in order to gain security will not have, nor do they deserve, either one. This is not an address verification method. Each household member needs to fill out a 4506-C; if your roommates aren't close to you, they'd probably refuse. Today I went to make a purchase and my card was declined. 5K CL. 4506-C (9-2020) Form . ( frankieleon) Evan writes that he recently got married, and the newlyweds make more money than they did at this. There’s no possibility of fraud or altered. The exception was the Citi Aadvantage Amex, where Citi wants me to send them an IRS Form 4506-T, Request for Transcript of Tax Form. The first section of the form requires your name, address, Social Security Number, and date of birth. This form is typically used when a taxpayer needs to provide their tax information to a lender or other third party for a loan application or other purpose. Incorrectly filled fields, marks outside itemized formatting, or failure to properly review new fields and checkboxes could slow processing time or require re-submission of the form. . Discover has immediately gone from a company that I advocated for, valued and enjoyed being a customer of to a company that I despise and will never do business. If they asked you for proof of income, you will always be asked that by Amex. 2 baths. g. IRS issues updated IRS Form 4506-C. Hello all, for the past year I have built my credit from a 502 to a 707 (Credit Karma Score) using a Wellsfargo Secured Card (300 CL), Credit One Platinum (450 CL), and a Gamestop Retail Card (250 CL). The last time Discover granted me a CLI was in March 2020, which took me from $19k to $21. To generate the 4506: From the Input Return tab, go to Miscellaneous Forms ⮕ Transcript of Tax Ret (4506, 4506-T). I forgot to ask that question when I called. 1, the Internal Revenue Service implemented an automated process for accepting 4506-C transcript request forms. I got the 7 to 10 message upon app 2 weeks ago and today I recieved a letter requesting a 4506-T and it mentions that another HP will be done if I want to continue processing the app. If we do not receive the IRS Consent form 4506-T as requested, your account will be closed. But whatever. Discover sent me a 4506-T request. Some lenders may submit the Form 4506-C to the IRS to document borrower income, but the intent ofDear Customer, The Income Verification Express Service (IVES) program is used by mortgage lenders and others within the financial community to confirm the income of a borrower during the processing of a loan application. ó. e. Below are the questions we received most often and the answers to those questions. Even though income is verified through various third party documents, tax transcripts will still be ordered. 4506 Summit St is a 3,861 square foot townhouse on a 3,545 square foot lot with 3 bedrooms and 2. I was wondering if anyone had an idea of how long it took them to have their form accepted by Discover. Do whatever you want with a Form 4506-C (Rev. Hold placed on my account until I give consent. for verifying financial information remain the same, except the reference to IRS Form 4506-T is replaced by IRS Form 4506-C. One never knows when Discover could ask for this form. ,I am in the process of rebuilding my credit after neglecting it for many years. The form may also be used to provide detailed information on your tax return to the third party if you need it. So they are asking mortgage applicants to sign the IRS Form 4506, which is technically called a “Request for Copy or Transcript of Tax Form” as part of the mortgage application process. . The Form 4506-C is a document used by the Internal Revenue Service (IRS) to request a copy of a taxpayer’s tax transcript. We would like to show you a description here but the site won’t allow us. ” - Benjamin Franklin "I gave what was the least untruthful answer" - James Clapper, previous US Director National Intelligence, explaining why he. I have also decided to make the case that Capital One cannot ask for that information because Capital One would be. I called them and asked if I can provide any other documentation and it was a hard no. . Seems like its always Discover that does that for secured cards mostly. i know when i took unsecured loans in the past they wanted paystubs and utility bills. Request may be rejected if the form is incomplete or illegible. The Form 4506-C is a document used by the Internal Revenue Service (IRS) to request a copy of a taxpayer’s tax transcript. To those that receive a 4506-C from Discover. Request may be rejected if the form is incomplete or illegible. ” (84 FR 35709 [2019]) Written comments on the new form were required to be received by the IRS on or before September 23, 2019. Amex application asking for 4506-t. Discover it cashback: $10900. I recently applied and was initially approved for a discover it card. I'm fine with supplying the bank statements, the problem is that I have never filed taxes because the. Yesterday i get an email from equifax verification services stating that DFS is requesting a FORM 4506-T to verify the income i out on the application, i called and told them this doesnt make sense at all since they are requesting my last 2 tax return 2017/2018, which are going to be way off from the income i stated on the app because the. Form 4506 is used by taxpayers to request copies of their tax returns for a fee. I’ve been a customer for over two years, applied for a second card - was instantly approved. Received 4506-C email request. Nearby recently sold homes. Request may be rejected if the form is incomplete or illegible. 4506-C or 8821 for 7(a) and 504 Loans CONTROL NO. It is as strange as possible that they ask this even for a secured card. The last time Discover granted me a CLI was in March 2020, which took me from $19k to $21. I recently went through this tax return junk with buying a newish car, put 40% down, and didn't want to pay in full because money was still cheap and the market was doing too good use those funds for buying a depreciating asset. For example, it is necessary to complete two IRS Form 4506-Cs for a self-employed borrower whose income documentation includes both two years of personal tax returns and two. Discover IRS Form 4506-C. $25,000 annual income. There is no fee for transcripts. I'm curious if they will still send the card. You will be prompted to enter an Access Code. Starting October 1, you'll be required to list W2 on Line 6. an IRS matterIf you're self-employed or a freelancer, you may need to submit a recent tax return or other forms like a W-2 or 1099. I would call them as say to them what you are telling us. The IRS IVES Request for Transcript of Tax Return (IRS Form 4506-C) gives the lender permission from the borrower to obtain tax transcripts from the IRS. Too many people are now being asked for tax return request (4506-C). Why is discover asking for a 4506-C? It allows the financial institution or credit issuer to look into your IRS tax returns. We would like to show you a description here but the site won’t allow us. I have 2 cards from them they never asked for anything. This means mortgage lenders will need to have borrowers sign Form 4506-C to give permission for obtaining their tax transcripts. Partnerships. I believed this is because I change my income after hitting the love button last. 41721E Form 4506 Rev. If they bring up the request, then you have your answer. No. The IRS provides tax records to a third party only with the consent of the taxpayer. Reputation: Discover has a great reputation as one of the largest lending institutions in the country. Fannie Mae requires lenders to have each borrower whose income (regardless of income source) is used to qualify for the loan to complete and sign a separate IRS Form 4506-C at or before closing. As for 4506-C, totally up to you. You . The IRS IVES Request for Transcript of Tax Return (IRS Form 4506-C) gives the lender permission from the borrower to obtain tax transcripts from the IRS. I believe they were all for new accounts and a couple of them were even for secured accounts. Line 1b: Enter your Social Security number. For example, it is necessary to complete two IRS Form 4506-Cs for a self-employed borrower whose income documentation includes both two years of personal tax returns and two. 1, the Internal Revenue Service implemented an automated process for accepting 4506-C transcript request forms. Typically though they will only accept IRS tax transcripts. Request may be rejected if the form is incomplete or illegible. We are pleased to announce that the Form 4506-C is published and currently available online. Should you have any questions, or any information on your 4506-T is incorrect, please contact Discover at 1-800-203-4969 before submitting. I've been with them for 3 months, and just now I got an email from them requesting a 4506-C form, supposedly to verify my account, and that my credit card has been put on hold. We would like to show you a description here but the site won’t allow us. There are currently five requirements of the E-Sign law which we propose to implement: The signature must be under the sole control of the individual. That's fine, I'm pretty sure I'm not doing anything illegal here, however they want information from my 2017 and 2018 tax returns, which I never filed. However now I cannot activate my card until I sign this 4506-C "IVES Request for Transcript of Tax Return" document and supply Discover with 3 months of bank statements. Send us paperwork. wrote: wrote: wrote: Call Discover and verify this wasnt a computer malfunction $500 secued card???? Gotta be a screw up unless you accidently put down $450. From local news and events to breathtaking scenery and outdoor activities, this community is a hub for British Columbians and anyone interested in the region. IRS. pdf. I just went through this with Discover. Or 2019 2020 ( last 2 years). So I was locked out of my Discover account and after speaking to to them on the phone, I've received an email From Discover asking me to fill out IRS form 4506-T to verify information on my account. this basically means they (the credit card issuer) are having trouble verify with a certain degree of accuracy the income being stated against their sources of data to validate th. At this time, a temporary hold is being placed on your Discover Card. JigglyJello1 • 7 mo. OMB Number 1545-1872. Add the 4506 c form for redacting. Effective March 1, 2021, only the new IRS Form 4506-C will be accepted through the Income Verification Express Service (IVES) to provide tax transcripts to third parties. Even though I have bought and sold over 1. Convenience: The website. Nearby homes similar to 4506 Dartmouth Dr have recently sold between $90K to $270K at an average of $125 per square foot. Our representatives are available Monday through Friday, from 8:00AM-9:00PM Eastern Time, and Saturday 8:00AM-4. C. 14. Most lenders use the form to verify the self-reported income portion of your application to your tax return. I've been reading the boards for close to a year now and after today decided to post. ) Note: An alternate form or process is also acceptable if it authorizes the. Ended up closing my card. We have jumped through many hoops attempting to obtain the transcript from the IRS. And, while the majority of individuals (outside of this sphere) may not examine or pause and read those T&C's it hasn't stopped Discover from acquiring new accounts and the world still spins. However now I cannot activate my card until I sign this 4506-C "IVES Request for Transcript of Tax Return" document and supply Discover with 3 months of bank statements. The 4506 is actually for 2018, 2019. This means mortgage lenders will need to have borrowers sign Form 4506-C to give permission for obtaining their tax transcripts. Re: Discovery it card application requestin Irs Form 4506-T. I have been waiting now for two weeks, and I would like to be able to use my credit card, but it seems like this has been going on forever. When I open it, it's really a form 4506-T, which is - 6239454 - 3. After closing the lender can obtain copies of the borrowers' returns from the IRS and the. Why is discover asking for 4506-c? It allows the financial institution or credit issuer to look into your IRS tax returns. Funny story. Individuals and entities who are applying for a loan or mortgage from a bank or other lender are required to fill out and submit the IRS Form 4506-C with their. . If they're asking for it now they'll be asking for it if you reapply in 90 days. Request may be rejected if the form is incomplete or illegible. You need verifiable income. I experienced this just yesterday. It helps us quickly confirm your income. Request may be rejected if the form is incomplete or illegible. . Assuming you're still somewhere in the U. Automated methods for obtaining tax transcripts being unavailable. That put me at $. Password based signatures should be used in conjunction with PKI, signature stamps, electronic seals as well as simple click-wrap. 41721E Form 4506 Rev. 450633 is a Visa Premier credit card issued by Banco Gallego, S. Where as a 4506-T is a request for tax documents directly from the IRS. Its official. The article explains why Am. ó. I have two cards at the moment; 1. IRS Form 4506-C can be used to obtain transcripts for up to four years or tax periods but only one tax form number can be requested per each IRS Form 4506-C. Billing questions 1. It seems that Discover is on edge about certain activity that you perform. Share your stories, photos, and experiences with fellow members and discover the diverse culture and natural beauty that BC has to offer. Instead, I mailed them an actual transcript. 4506-C Income Verification Features & Benefits: Accelerated Processing Time: Veri-Tax audits 100% of orders at multiple check-points, reducing IRS rejections by 29%. I have seen a few recent threads about random 4506-T forms being requested by Discover and I recieved a request today. On Oct. Re: Random Discover 4506-C Request 5 years one month after IIB Amex, I applied for an Amex Gold. It allows the financial institution or credit issuer to look into your IRS tax returns. The tax transcript contains information from a variety of. Congrats . The IRS Form 4506-C is an information request form used by banks and other lenders to verify a borrower’s identity and tax information, and to obtain copies of past tax returns. . Cannot remember when I was asked to update my income - few to sever. After activating the card, I got an email saying I had to fill out the IRS Consent Form 4506-C. January 18, 2022 -- NCS have deployed the new IRS requirements. Use the Cross or Check marks in the top toolbar to select your answers in the list boxes. Immediately called to close the card. So pay attention to: Zip code +4 - many tax prep software default to include that. Start the application. So my boyfriend apped for his first Amex Card, the BCE. If they don’t, still got your answer 😀. Unlike the federal tax credit or manufacturer EV rebates, the CVRP is an after-purchase discount that's available to those who meet certain eligibility criteria. So I'm curious has Discovery ever request anybody elese's tax documents. Forms submitted with. It will allow the financial institution or credit card issuer to review your tax returns with the IRS. So, creditworthiness aside, this risk mitigation process is outlined in their Annual Reports to the public and investors in the Risk section 🤷♂️There are several reasons why someone might need to submit Form 4506-C. Immediately called to close the card. During the homeowner assistance process, you may need to submit a variety of documents to help us understand your financial situation. 10-2022): fill, sign, print and send online instantly. ó. The 4506 - T form says: “The IRS. That’s quite unfortunate. They just requested 4506-C from the IRS for income verification. He basically has a fresh CR. Fannie Mae requires lenders to have each borrower whose income (regardless of income source) is used to qualify for the loan to complete and sign a separate IRS Form 4506-C at or. In September Discover sent me an email requesting 2 years of tax returns via a form 4506-c. Generally, Form 4506 can be signed by any person who was a member of the partnership during any part of the tax period requested on line 7. Request may be rejected if the form is incomplete or illegible. Unfortunately, I haven't been up to date with Discover's known rule about acct closure with respect to not providing tax info. Why did we go to this pay system? Discover Card requesting Income Verification Form (IRS consent form 4506-C) what happens next? I recently submitted an Income Verification Form 4506-C that Discover requested after one(1) 3-day late payment on my account which is now over 2 years old but has a high utilization rate ($5900 of my $6000 limit). The IRS is responsible for protecting and securing taxpayer information. But be prepared to wait. A couple of Sundays ago, I went for it again just for S&G expecting another denial. DiscoverIT opened ~ 2 years ago, always in good standing. The closure may still affect your credit score, but at least you will have an explanation on the report as to what happened. Your lender may ask you to provide the tax return information, and you have to send the form to the IRS. The OP also had questions about the $1K SL on their approved Delta Gold AmEx, IIRC. Asking because I included DW's income when I app'd and got approved, but we file separately. Received 4506-C email request. NFCU Cashrewards $20,500 ~ NFCU LOC $15,000 ~ Chase Southwest $9,800 ~ Discover IT $500 ~ Hilton Honor Amex. 4506-C (9-2020) Form . Line 3: Enter your current address. Most don't seem to mind, I would close the card. The answer is no, you don’t have to. Data points on Discover are all over the place. The worst part is it seems they have a tendency to close accounts without any disclosure, even if you send them the form. Yesterday i get an email from equifax verification services stating that DFS is requesting a FORM 4506-T to verify the income i out. Well I just got the dreaded request from Discover to let Equifax pull my taxes to see if my income matches up. - If you get a 4506-C request, use the Back function of your browser - left-facing arrow in the top left if using Firefox for example - to go back to the page where you typed in the requested credit limit. I recently applied and was initially approved for a discover it card. 4506-C (9-2020) Form . Most don't seem to mind, I would close the card. Use Form 4506-T to request tax return information. 03. Re: DISCOVER Form 4506-T/4506-C. Taxpayers using a tax year beginning in one calendar year and ending in the following year (fiscal tax year) must file Form 4506-T to request a return transcript. I probably could of had them return my deposit and be done with them. A couple of weeks later they said that they could not verify my information and closed my account (see letter below). You can contact Discover as ask if they will accept paystubs, in some cases they will. Go to the e-autograph tool to e-sign the template. Discover Personal Loan Requirements in 2023. IVES Request for Transcript of Tax Return. About 8 or 9 days have passed by and I get an email one morning with Equifax Verification Services at the top asking me to put my signature on an IRS consent for. IVES Request for Transcript of Tax Return For Privacy Act and Paperwork Reduction Act Notice, see page 2. State or local information is not included with the Form W-2 information. I was approved for a $6500 SL now I'm received this request. Since Equifax is processing these request and Equifax owns "The Work Number" it is more than likely Discover is pulling your Work Number file and whatever you put down on the app is not. Indeed this is usually a bad sign. I've been with them for 3 months, and just now I got an email from them requesting a 4506-C form, supposedly to verify my account, and that my credit card has been put on hold. There was a short transitional period where both form types were accepted but that ended 5-6 months ago when the IRS. That is a NO for me dawg. Mortgage broker said all looks good with my Schedule C which I file every year - guess they want to make sure your business. 4506-C (Rev. They sent me another email today saying to call again to the Customer service protection line and they said they are doing this with old and new accounts accross the board, they just want to veryfy the. 10-20-2021 09:56 PM. I called them and they said they wanted a 4506-C to verify my income. Do I still submit the Form 4506-C to my current RAIVS unit? You must submit the completed Form 4506-C via facsimile to your assigned IVES fax number. . That said, since increasing your line of credit does require the bank to verify that you. So discover called me telling me my account is in hold until they finish my 4506-t review. A. Don't ask me how that happened. $500 secued card???? Gotta be a screw up unless you accidently put down $450. In our latest webinar, we explain the changes, requirements, and. You may now continue to use your Discover® card. I believe Discover is one that uses personal income not household. IVES Request for Transcript of Tax Return. IMHO, call the AMEX backdoor number, can be found on myFICO forums/ DoC. The last time Discover granted me a CLI was in March 2020, which took me from $19k to $21. ~Never unsecured. I'm fine with supplying the bank statements, the problem is that I have never filed taxes because the. After I read the instructions, since 2019 IRS is not sending transcripts to third parties (Barclays in this case). Revenue Service (IRS) has released an updated version of IRS Form 4506-C for use by authorized. This permission goes as far back as 2 years usually. 4506-T Form used to verify income. OMB Number 1545-ó. Catalog Number 72627P Form 4506-C (Rev. Fannie Mae requires lenders to have each borrower whose income (regardless of income source) is used to qualify for the loan to complete and sign a separate IRS Form 4506-C at or. Yes, credit cards do check your income when you apply. But, then I realized, I wouldn't receive my most current statement. B_Huxley. then after 3-4 days, got hit with the IRS 4506-C form… With two online options, IVES participants can choose an avenue that works best for their company model. Benefits: Secure, online taxpayer authorization. Fannie Mae customers! Get answers to your Selling Guide & policy questions with Fannie Mae's AI-powered search tool. You can request a transcript online, by phone, or by mail. 5k. A 4506-T is often a requirement for loans to comply with Fannie Mae/Freddie Mac rules, meaning they can be sold to these major purchasers of mortgages only with the required form. 5k. Thanks for expanding on that and the update @GApeachy You're correct, the OP had a 4506-T instance with Discover and they had questions about applying for the JetBlue card about a year or so ago. IVES Request for Transcript of Tax Return. ó. Discover requesting 4506-C. He apped for a Chase Card and Discover and was approved. IVES Request for Transcript of Tax Return. they can't consider you for credit line increases with stale income, and getting consent to annually update your income via permitted access to IRS info is easier than repeatedly asking you to update your income). Morning, 13th statement closed a couple days ago. Are you saying they took your security deposit and then asked you for a 4506-T? If so that is complete BS. The IRS Form 4506-C is a Request for Copy of Tax Return form that can be used to request copies of a taxpayer’s tax returns. 4506-C (Rev. . OMB Number 1545-1872. Related forms. Re: Random Discover 4506-C Request.